Did you know that April is Financial Literacy month? Yeah, me neither. I just found out a couple of weeks ago and decided that my second post for the month should be something related to financial literacy... so I decided to write about retirement.

It's April... springtime and tax season! This year I volunteered for this program that provides free tax preparation. After working with many clients, I've come away with a few observations - for many, taxes means big money and for a few, it means big disappointment when they didn't get the big windfall they had hoped for. For everyone, taxes are a mysterious, complicated thing that cannot be understood. I hope to shed a bit of understanding to this mysterious thing...