When you are worrying about how to put food on the table or make the rent this month, it's not the right time to be talking about retirement savings or whether you should be investing in stocks. It makes sense to think of the state of our finances as stages of health. And like in real life, our health sometimes goes up and down. If we fall ill, we have to take time to recover. Some of us maintain average health but some of us are super-fit.
So what are the stages of fiscal health?
